• Fasanara Capital

The End of The 2019 Year



Happy Holidays!


In This Edition:


  • ​​The Six Big FinTech Trends That Shape the Banking Industry in 2020

  • The Winners and Losers in Fintech in 2019

  • 2019 in Fintech and Alternative Finance

  • How Marketplace Loans Became a Mainstream Asset Class

  • UK SMEs Now Wait an Average of 23 Days for Late Payments

  • Findexable Report: London Bests other European Fintech Hubs Despite Brexit




The Six Big FinTech Trends hat Shape the Banking Industry in 2020


2020 is predicted to feature an even stronger collision of the financial services and technology. The six trends that are predicted to have the most significant movements and changes and shape the future of the financial services in the upcoming year are: the AI evolution, the voice revolution, blockchain, the fast growth of Chinese Fintech ecosystems and cybersecurity. This article will help you see a complete picture of the key influences on the modern financial industry and a process of its digital transformation.

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The Winners and Losers in Fintech in 2019

As we approach the end of the 2019, it’s a good time to look back and see who’s winning and losing in the fintech world. The article looks at how the big players got to where they are and provides an outlook of what is likely to happen to them next. A common thread globally that emerges analysing the fintech winners and losers: not all the winners are start-ups, and not all the losers are the established players.

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2019 in Fintech and Alternative Finance


This article, broken down in two parts, recaps the key stories that took place in the fintech and alternative finance industry over the course of 2019. A flurry of funding rounds, explosive expansion into new markets, and high street banks clamouring to catch up were key fintech and alternative finance themes in H1 2019. Volatile valuations, share trading shenanigans, and profitability were key fintech themes in the second half of 2019.


Read More: Part 1


Read More: Part 2


How Marketplace Loans Became a Mainstream Asset Class



LendingClub's Valerie Kay weighs in on the rapidly shifting landscape of alternative lending from an investor perspective. While they were initially greeted with scepticism, as an industry, online credit marketplaces have exceeded initial expectations in terms of their staying power and growth in market share. Today, marketplace lending facilitates roughly 40 per cent of unsecured consumer loan originations.

Investing has shifted substantially since 2007: a huge shift toward lower-cost investing strategies; increasing democratisation of investing markets that has opened up new avenues for individual investors; and greater investor emphasis on aligning their investments with their values

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UK SMEs Now Wait an Average of 23 Days for Late Payments



US companies are among the worst late payers for UK small businesses, taking an extra 51 days to settle up. The overall number of unpaid invoices for small and medium-sized businesses in the UK has fallen this year to just 39% of invoices sent, down from 43% in 2018.

However, the average wait time for unpaid invoices grew from 12 days last year, to 23 days in 2019. The UK government has launched schemes including the Prompt Payment Code and Duty To Report, however MarketFinance points out that while these have raised awareness they lack “bite”.

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Findexable Report: London Bests other European Fintech Hubs Despite Brexit



According to Findexable’s Global Fintech Index City Rankings 2020, London has maintained its place as the second top global fintech center, despite Brexit uncertainty.

Of the world’s top 100 leading fintech cities, almost half are in emerging markets which shows “the breaking of an assumed link between a city’s status as a start-up city and its position as a fintech hub”.

Switzerland and Canada were noted for cryptocurrency achievements, just as Sweden and Singapore where both commended for their attention to the small to medium enterprise (SME) space.

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Thank you for the attention!




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Fasanara Capital Ltd

2019

 

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Tel: 0203-430-2482

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